Owning a two-wheeler makes life much easier for students. Whether it's attending college, coaching classes, or part-time work, having your own vehicle gives you freedom and saves time. However, not all students can afford to buy a two-wheeler outright. That’s where two-wheeler loan options come in handy. In this article, we will explore the various two-wheeler finance choices available for students and the eligibility criteria for applying.

What is a Two-Wheeler Loan? A two-wheeler loan is a financial product offered by banks, NBFCs (Non-Banking Financial Companies), and bike dealers that helps you buy a scooter or motorcycle by paying in easy monthly installments (EMIs). Instead of paying the entire amount at once, you can pay a part as a down payment and the rest through EMIs. For students, this is a great option as they can buy a bike now and repay gradually—sometimes with the help of parents or guardians. Options Available for Students